Waiting To Buy

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With the Real Estate Market beginning to shift a bit, we are now considered "Balanced". This means that in most price ranges and areas, neither the seller nor the buyer has an advantage. Sellers who think they...
11 Questions to Ask Before Buying a Second Home

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If you're thinking about buying a second home for vacation or rental purposes, then you'll need to do some homework before you get serious about shopping. Here are 11 questions that you should ask (and answer)...
Credit Card Debt

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In order to understand what ‘credit card debt’ actually means, we need to understand the workflow associated with the use of credit cards as such.
FHA Loans

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What is a FHA loan?It is a loan guarantee program that ...
Rancho Santa Margarita Cost Of Living

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Being able to work within a realistic family budget has become an increasingly important part of modern living for many Rancho Santa Margarita residents. Rancho Santa Margarita’s cost of living may not ...
For Sale By Owner - What Does It Say

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If you will be selling your house this fall, an early decision will be whether to team with a Rancho Santa Margarita Realtor® or go the “For Sale by Owner” route. One thing to consider is ...